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Medicare Part B-Compare Medicare Plans

Medicare Part B is a federal program that is also know as medical insurance which will cover services (like doctor visits, lab tests, and surgeries) and supplies (like walkers and wheelchairs) which are considered necessary to treat medical conditions or diseases.

If a person in a Medicare Advantage Plan or other Medicare Plan, they may have different rules, however; their plan must give them at least the same coverage as in the Original Medicare. Some of these services may only be covered in certain settings for patients with certain conditions.

Medicare Part B Covers 2 types of Services:

  1. Preventive Services: Health care to prevent illnesses (like the flu) or to dectet it at early stages, when a treatment is most likely to work best.
  2. Medically necessary services: Supplies and services which are needed to treat or diagnose a medical condition and to meet the accepted standards of medical practice.

You will pay nothing for most preventive services if you get services from health care providers who accepts assignment.

Medicare Part B will cover:

  • Limited outpatient prescription drugs
  • Getting a second opinion before surgery
  • Clinical research
  • Durable medical equipment (DME)
  • Mental Health
  • Ambulance services
  • Outpatient
  • Inpatient
  • Partial hospitalization
  • Getting a second opinion before surgery

Medicare Part B will not cover:

  • Routine foot care
  • Hearing aids and exams for fitting them
  • Long-term care (also called custodial care)
  • Most dental care
  • Eye examinations related to prescribing glasses
  • Dentures
  • Cosmetic surgery
  • Acupuncture

Costs of Medicare Part B

Most beneficences will pay the Part B premium of $104.90 each month. They will pay $147 per year for your Part B deductible some people will automatically get Medicare Part B. If a person does not sign up for Part B when they are first eligible, they may have to pay a late enrollment penality.

How Do I know if I have Medicare Part B Coverage?

The beneficences Medicare card will them if you have Part B coverage. If they, have Part B coverage it will be listed on their medical card. Do not worry if you are not covered, you can still sign up for Part B coverage, however it could cost you more if the Initial Enrollment Period has ended.

Medicare Part B is not free. There is a monthly fee that is usually deducted straight from your retirement benefits or Social Security payments. These fees will range depending on your income.

 

Medicare Part B-Compare Medicare Plans

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